End-to-end digitization of banking processes — from onboarding to loan disbursement — reducing turnaround time by up to 90%.
Welcome to
LibertyBank
Georgia’s Leading Digital Bank
Founded in 2012, Liberty Bank is a modern, technology-driven financial institution operating across Georgia, Azerbaijan, Kazakhstan, and Kyrgyzstan. We empower individuals and businesses through innovative, accessible, and secure banking solutions.
- 12 + Years of Excellence
- 2.5M+ Active Customers
Digital Banking Leader
BankingServices
ourOfferings
Services
CoreCapabilities
ourStrengths
Digital Transformation
95 %
Risk Management
Advanced credit scoring models, real-time fraud detection, and AI-driven AML monitoring to ensure safety and regulatory compliance.
90 %
Customer Experience
Omnichannel engagement: seamless transitions between mobile, web, and branch with real-time support and personalized offers.
92 %
Financial Inclusion
Reaching underserved populations through agent banking, simplified KYC, and affordable microfinance products.
88 %
Operational Efficiency
Automated back-office workflows, cloud-native core banking, and lean branch operations driving cost-to-income ratio improvement.
93 %
Regulatory Compliance
Fully aligned with national regulators (NBG, AFSA, etc.) and international standards (Basel III, FATF, GDPR).
96 %
Capabilities
KeyProjects
ourInitiatives
ESG, Partnerships
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Financial Literacy for Youth
National program educating 50,000+ students annually on money management, savings, and fraud prevention across Georgia.
Digital, Partnerships
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LibertyPay Ecosystem
Integrated QR-based payment system adopted by 15,000+ merchants — enabling instant settlement and loyalty integration.
Digital, Infrastructure
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Cloud Core Banking Migration
Full migration to a scalable, API-first core system — reducing downtime and enabling rapid product development.
ESG, Infrastructure
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Green Branch Network
30+ branches retrofitted with solar panels, LED lighting, and water recycling — reducing carbon footprint by 40%.
Digital, ESG
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Women Entrepreneurship Fund
$25M dedicated fund offering preferential loans and mentorship to female-led SMEs across the region.
Infrastructure, Partnerships
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Agent Banking Expansion
1,200+ non-branch agents (post offices, pharmacies, retail stores) enabling cash-in/cash-out in remote regions.
Projects
OurJourney
LibertyTimeline
Milestones
2022 – Regional Expansion
Launch in Kazakhstan & Kyrgyzstan
2022 – Present
Entered Central Asian markets via organic growth and strategic partnerships, bringing digital-first banking to new regions.
2019 – Azeri Acquisition
Acquisition of Azer-Turk Bank
2019
Became one of Azerbaijan’s top 5 banks overnight, rebranding as Liberty Bank Azerbaijan and integrating systems within 12 months.
2016 – Digital Leap
Launch of Liberty Mobile App
2016
First Georgian bank to offer full remote onboarding and biometric authentication — now with 1.8M+ active users.
Founding & Growth
2012 – Founding
Established as Liberty Bank JSC
2012
Founded with a vision to disrupt traditional banking — combining local insight with global best practices.
2014 – IPO
Public Listing on GSE
November 2014
One of Georgia’s most oversubscribed IPOs — raising GEL 120M and increasing transparency and governance standards.
2017 – Innovation Lab
Launch of Liberty Labs
2017
Dedicated R&D unit for fintech partnerships, open banking APIs, and pilot programs in AI, blockchain, and regtech.
Timeline
ClientVoices
whatourPartnersSay
“Liberty’s digital onboarding took 7 minutes — I had my account and card delivery booked before lunch. Their app is better than most global banks I’ve used.”
Nino Javakhishvili
“As a small exporter, Liberty’s trade finance team processed my LC in 24 hours — half the time of competitors. Their responsiveness is unmatched.”
David Abramishvili
“The SME loan helped us double our workshop. The advisor visited us, understood our cash flow, and structured repayment around harvest season.”
Aysel Mammadova
“As CFO of a mid-sized firm, I value transparency. Liberty provides real-time reporting, dedicated support, and no hidden fees — rare in our region.”
Giorgi Beridze
“I opened a pension account for my daughter at birth via the app. Auto-deposits, clear projections — it’s peace of mind in uncertain times.”
Leyla Alakbarova
Testimonials
FinancialInsights
latestArticles&Research
March 15, 2025
The Future of Embedded Finance in the Caucasus
How API-driven banking is enabling telcos, e-commerce, and utilities to offer financial services — and what it means for inclusion.
February 22, 2025
Cybersecurity: Protecting Your Digital Assets
Practical tips from Liberty’s security team on avoiding phishing, securing mobile logins, and detecting account anomalies.
January 8, 2025
SMEs and Access to Credit: Breaking Barriers
Why traditional scoring fails small businesses — and how alternative data (cash flow, utility payments, e-commerce sales) is changing the game.
Insights
GetinTouch
Let’sDiscussYourNeeds
Headquarters
13 Kote Afkhazi St, Tbilisi 0179, Georgia
Customer Service
24/7 via App & Call Center
General Inquiries
info@libertybank.ge
Call Center
+995 32 2 111 111
Contact Us